Cover for The $1,000 Problem / The $750 Solution

The $1,000 Problem / The $750 Solution

How Car Companies Could Solve Ownership's Hidden Cost Trap

A strategic whitepaper exploring how OEM-led, all-inclusive car subscriptions could solve the hidden cost trap of ownership. By controlling vehicle selection, insurance, and service at scale, automakers can offer a true middle-class bargain and reclaim platform control.

Platform StrategySubscription EconomicsMobility SystemsConsumer Cost Structures
Published: June 24, 2025
Updated: December 28, 2025
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The Approach

Scott Jellen is an independent researcher working at the intersection of protocol design, rights modeling, and interoperability across digital and public systems. His work includes standards-oriented drafts, reference models, and whitepapers that explore how incentives, governance, and infrastructure can be represented clearly. He is currently establishing the Jellen Protocol Lab as a future home for this work. Flagship research includes the Universal Sports Graph (USG), spanning RFC-style specifications and an early reference registry.

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© 2026 Scott Jellen. Licensing varies by publication.