Cover for The $1,000 Problem / The $750 Solution

The $1,000 Problem / The $750 Solution

How Car Companies Could Solve Ownership's Hidden Cost Trap

A strategic whitepaper exploring how OEM-led, all-inclusive car subscriptions could solve the hidden cost trap of ownership. By controlling vehicle selection, insurance, and service at scale, automakers can offer a true middle-class bargain and reclaim platform control.

Platform StrategySubscription EconomicsMobility SystemsConsumer Cost Structures
Published: June 24, 2025
Updated: December 28, 2025
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The Approach

Scott Jellen is an independent researcher working at the intersection of protocol design, rights modeling, and interoperability across digital and public systems. His work includes standards-oriented specifications, reference models, and published whitepapers that examine how incentives, governance, and infrastructure can be represented clearly and designed to scale. He is the founder of the Jellen Protocol Lab, which serves as the emerging home for this research. Flagship work includes the Universal Sports Graph (USG), a protocol-based framework spanning RFC-style specifications and a versioned reference registry.

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© 2026 Scott Jellen. Licensing varies by publication.